December 21st is the first day of Winter, and whether you live in cooler temps or have more balmy weather conditions, it’s a good idea to perform an annual review of your home to avoid any unwanted surprises. Check out these 7 tips to include on your Winter Prep Checklist.

Plus, see how you can start your 2021 savings early by getting an FHA Streamline Refinance Loan today.* 

7 Winter Prep Checklist Tips:

	Trim Your Trees To keep your home safe from inquisitive critters that could enter your humble abode, it’s a good idea to keep branches and limbs trimmed, so they are away from your rooftop. This helps with maintaining a pleasing visual aesthetic to your landscaping too.
	Light The Way With less daylight during the Holiday season and beyond, you’ll want to ensure your lighting is in working order with all bulbs burning brightly for safety, security and to show off a brilliant glow of your home.
	Close The Gaps Break out the flashlight and inspect for outside cracks where both insects and water can infiltrate. Fill with caulking or plastic foam filler for any larger openings you may encounter.
	Chimney Sweep If you plan to enjoy the soothing presence of a wood-burning fire, make sure to have your fireplace cleaned of debris and the structure inspected for durability.
	Feel The Heat There is nothing worse than freezing in your own home. On average, heaters last 12 to 15 years and even longer, depending on how well they have been maintained. Stay comfy and cozy by changing out your filters regularly, and have annual inspections.
	Smoke And Carbon Monoxide Detectors More house fires happen in the winter, so it’s essential to make sure these life-saving devices are in working order and that the batteries are still charged.
	Let It Snow We just love the white winter snow and the beauty it creates, along with the joys of sledding, snow angels, and snowmen. With all of the fun comes clean-up and the ability to leave your home. Be prepared, and make sure your snowblower, shovel, salt, and icebreaker are ready to go.

Looking to get a head-start on your 2021 savings?  Refinance Your FHA Loan with an FHA Streamline Refinance through a simple process that saves you time and money while lowering your monthly payments.*

5 Money-Saving Tips To Start Today:

	Lower Your Interest Rate. Reduce your monthly mortgage payment for real savings that add up over time.*
	Less Paperwork. With documentation from your existing FHA loan, you can save time during the loan process.
	No Lender Fees. There is no charge for origination, so more money stays in your wallet.*
	Easier Process. Typically no appraisal needed, simplifying your life while getting a better home loan.
	Faster Closings. Start saving sooner with better loan terms.*

If you are interested in learning more about how an FHA Streamline loan can benefit you, just give us a call at 855.424.0836 or visit FHA Streamline Loan.

We’ll work at your pace—we deliver loans at the speed of you!

*By refinancing, your total finance charge could be higher over the life of the loan.