Smarter Savings Start With An FHA Streamline Refinance*
Streamline
The Benefit Of An FHA Streamline Refinance Is In Its Name.
Designed for homeowners with an existing FHA loan, borrowers have the unique opportunity to lower their mortgage interest rate through a quick and simple process.
It’s all about saving you time, money and lowering your monthly payments.*
Less Paperwork
As your current lender, we can save you time since we already have most of your needed documentation.
No Lender Fees
Save money!*
There is no charge for origination.
Easier Process
Typically no appraisal is needed, simplifying your life while getting a better home loan.
Are You Eligible?
Simplify Your Life and Save With An FHA Streamline Refinance!
If you currently have an FHA loan, take advantage of this simplified loan process to help you get a better home loan. To qualify for an FHA Streamline Refinance Loan, there are a few items to check off your list first. If you are unsure about your current status, be sure to contact one of our Home Loan Experts. They can review your mortgage to ensure you are in the best home loan possible.
Current Home Loan
Your existing loan must be an FHA loan.
Monthly Payments
You need to have made a minimum of six monthly payments.
Payment History
You need to show a history of paying all existing mortgage payments on time for the last six months.
Why Refinance
With AmeriHome?
No Nonsense, No Hidden Fees, No Wasted Time.
Make a Decision About Your Mortgage With Confidence.
Safe And Secure
We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.
Transparent Pricing
What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.
Service And Loan Assistance
Our loan officers will be there for you every step of the way, helping you find a refinance package that works with your lifestyle.
No Pre-Payment Penalties
Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.
See What Other Customers Are Saying…
SO QUICK AND THOROUGH WITH GETTING US THE ABSOLUTE LOWEST RATE POSSIBLE
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They were so quick and thorough with getting us the absolute lowest rate possible as well as a large cash back option to pay down some important bills. They were so fast to respond to any questions and any issues I may have had and were so friendly never seemed bothered by questions or clarifications. Have recommended so many of my friends and family to them already.
~ Scott R.
THEY WERE ABLE TO HELP ME PAY OFF ALL MY DEBT
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Were the absolute best in helping me take our [equity] to do home improvements. They were able to help me pay off all my debt and gave me money to do my [back] deck. They were very swift in working out everything. I really appreciate them.
~ Rashon F.
I Had The Best Possible Experience
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My loan officer Adam Sage and loan processor Monica Ruiz ensured I had the best possible experience with my FHA streamline refinance. Always professional and kind, these two associates kept me up to date on the process from beginning to end giving me peace of mind, true assets to your organization.
~ Joseph T.
All reviews are sourced from TrustPilot.
Call Us Now at:
Your Better Home Loan
To Fit Your Needs!
Contact your Home Loan Expert to review the financing
options available to you.
Phone
*By refinancing, your total finance charge could be higher over the life of the loan.
©2026 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Equal Housing Lender.
