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NINA TERESE KOBAYASHI
Senior Loan Officer
NMLS#: 978121
661.904.5596
[email protected]
Virtual Contact File
Meet Your Home Loan Expert
NINA TERESE KOBAYASHI
With over 20 years’ experience in the Finance Industry, I am a licensed Loan Officer and serve as a SVP at AmeriHome Mortgage. I am a graduate of Pacific Coast Banking School and hold a B.A. in Sociology and English from the University of California, Santa Barbara. In my spare time, I enjoy going to the beach with my family, cooking, and making headway through my ever-growing collection of books.
My approach to assisting borrowers during the home financing process is characterized by a blend of curiosity, problem-solving skills, and innovative thinking. I am committed to guiding you through one of the most significant investments you will make, ensuring constant communication and availability throughout your journey.
If you’re interested in refinancing or purchasing a new home, I can find a home loan that fits your specific needs and that helps you meet your financial goals. At AmeriHome, we have personalized loan solutions designed just for you. Book a meeting with me today to get your complimentary consultation and to explore options available to you.
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Conventional Loans Vs. Jumbo Loans
When you’re shopping for a home loan, it’s important to fully understand your options so you can get the most out of your mortgage. Two loan loan types you may come across are Conventional Loans and Jumbo Loans, particularly if you are...
15‑Year vs. 30‑Year Mortgage: Which Home Loan Is Right for You?
With so many home loan options available, choosing the right mortgage can feel overwhelming. Between fixed‑rate loans, adjustable‑rate mortgages, and various loan terms, it’s easy to get confused. For many homebuyers and homeowners, however, the...
Buying With A Co-Borrower:
What You Should Know
For many borrowers, buying a home is a collaborative process. Whether you’re purchasing with a spouse, partner, family member or trusted individual, going through your homebuying journey with a co-borrower can be a helpful way to make your...
Conventional Loans Vs. Jumbo Loans
When you’re shopping for a home loan, it’s important to fully understand your options so you can get the most out of your mortgage. Two loan loan types you may come across are Conventional Loans and Jumbo Loans, particularly if you are financing a higher-priced home. Each serves a unique purpose depending on the price of your home and...
15‑Year vs. 30‑Year Mortgage: Which Home Loan Is Right for You?
With so many home loan options available, choosing the right mortgage can feel overwhelming. Between fixed‑rate loans, adjustable‑rate mortgages, and various loan terms, it’s easy to get confused. For many homebuyers and homeowners, however, the decision often comes down to one key question: Should you choose a 15‑year mortgage, 25-year mortgage...
Buying With A Co-Borrower:
What You Should Know
For many borrowers, buying a home is a collaborative process. Whether you’re purchasing with a spouse, partner, family member or trusted individual, going through your homebuying journey with a co-borrower can be a helpful way to make your dream of homeownership a reality. However, it’s important to understand what responsibilities...
NINA TERESE KOBAYASHI
Senior Loan Officer
NMLS#: 978121
661.904.5596
[email protected]
Virtual Contact File
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©2026 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.