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NINA KOBAYASHI
Senior Loan Officer
NMLS#: 978121
747.226.4881
[email protected]
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Meet Your Home Loan Expert
NINA KOBAYASHI
With over 20 years’ experience in the Finance Industry, I am a licensed Loan Officer and serve as a FVP at AmeriHome Mortgage. I am a graduate of Pacific Coast Banking School and hold a B.A. in Sociology and English from the University of California, Santa Barbara. In my spare time, I enjoy going to the beach with my family, cooking, and making headway through my ever-growing collection of books.
My approach to assisting borrowers during the home financing process is characterized by a blend of curiosity, problem-solving skills, and innovative thinking. I am committed to guiding you through one of the most significant investments you will make, ensuring constant communication and availability throughout your journey.
If you’re interested in refinancing or purchasing a new home, I can find a home loan that fits your specific needs and that helps you meet your financial goals. At AmeriHome, we have personalized loan solutions designed just for you. Book a meeting with me today to get your complimentary consultation and to explore options available to you.
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Realtors are licensed agents who guide their clients through every step of their homebuying journey, helping buyers find home listings, make offers, and land their dream homes. We understand that buying a home is a major life event and a serious...

Are You Overpaying on Your Mortgage?
5 Signs To Watch For…
Your mortgage is likely one of your biggest monthly expenses, so it’s worth making sure you’re not overpaying and missing out on potential savings. Many homeowners pay more than necessary on their mortgage, sometimes by thousands of dollars over the life of the loan, by overlooking certain details. Here are five key signs that you might be paying...

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In today’s economic landscape, many are feeling the weight of rapidly accumulating credit card debt and struggling to keep up with their payments as interest piles on. But they may have a powerful tool to dig themselves out of debt and regain their financial stability – their home equity. With the median homeowner paying between 6% and 29%...

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©2025 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.