Michael Cayton - Loan Officer

LET’S CONNECT

MICHAEL HOYT

Meet Your Home Loan Expert

MICHAEL HOYT

With over 20 years of experience in the mortgage business, I pride myself on consistently doing the right thing for my customers and providing my honest opinion with my clients’ long-term financial well-being in mind. With this approach, I have been awarded longevity in an everchanging and complex industry. I look forward to helping customers start their home financing journey while guiding them along the way. 

If you’re interested in refinancing or purchasing a new home, I can help. I can find the perfect home loan for you that fits your specific needs to help you reach your financial goals. We have personalized home loan solutions designed just for you. Let’s explore your options today!

 

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FINANCIAL CALCULATORS

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RENT VS OWN CALCULATOR

ANNUAL PERCENTAGE RATE (APR) CALCULATOR

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REVIEWS FROM CLIENTS

Effective Communication

“Effective Communication, Michael Hoyt
And Brian Girard Are Excellent”

~ Cynthia K.

Beyond Expectations

“Above And Beyond Expectations”

~ Jerreme S.

Above And Beyond

“Michael Went Above And Beyond Again! This Is The Second Property
We Acquired And We won’t Hesitate To Reach Out To Him Again”

~ Qing C.

Clear Communication

“Responsive, Clear Communication”

~ Brian T.

Enjoy Helpful Tips And Trends To Keep You And Your Home

Healthy And Happy In Every Season

Consolidate Your Debt With A Cash-Out Refinance!

Consolidate Your Debt With A Cash-Out Refinance!

Many Americans are facing challenging economic times, and an estimated 80% of Americans have some type of consumer debt that doesn’t include their mortgage. If you need a new way to consolidate debt, you may be able to take advantage of a...

read more
4 Tips For A Home Seller’s Market

4 Tips For A Home Seller’s Market

If you’re looking to sell your home, it’s important to learn how to maximize your benefits in a seller’s market. If home sale prices in your area have increased while the number of home listings has decreased, you’re in a home seller’s market. Plan...

read more
7 Home Improvement Tips To Attract Buyers To Your Home

7 Home Improvement Tips To Attract Buyers To Your Home

If it’s been a while since you’ve made updates to your home, there’s no better time than now to take those steps. By performing home maintenance and increasing efficiencies, you can eliminate unwanted surprises and provide a healthy environment for your house when it’s time to sell your home. The phrase “keeping up...

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Consolidate Your Debt With A Cash-Out Refinance!

Consolidate Your Debt With A Cash-Out Refinance!

Many Americans are facing challenging economic times, and an estimated 80% of Americans have some type of consumer debt that doesn’t include their mortgage. If you need a new way to consolidate debt, you may be able to take advantage of a Cash-Out Refinance by using money from the equity you’ve built in your home to pay off your...

read more
4 Tips For A Home Seller’s Market

4 Tips For A Home Seller’s Market

If you’re looking to sell your home, it’s important to learn how to maximize your benefits in a seller’s market. If home sale prices in your area have increased while the number of home listings has decreased, you’re in a home seller’s market. Plan accordingly and you’ll be on the right path to getting the most value from your home and finding...

read more

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Michael Cayton - Loan Officer
MICHAEL HOYT

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©2024 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender. Equal Housing Logo White

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