Lower Your
Payments With
A Buydown!
Reduce Your Payment For Up To 3 Years With A Temporary Buydown!
With our new buydown program, we’ve made it easy for you to save on your home loan and make your mortgage more affordable! A buydown allows you to reduce your payment for the first few years of your loan term by having a third party, such as a builder or seller, prepay some of the interest on your loan. Depending on your buydown option, you could lower your payment by up to 3% below your interest rate for the first year of your loan term with a new home purchase loan.
Your Financing Opportunities With A Temporary Buydown Include:
3-2-1 Buydown
Your payment will be calculated at 3% below your interest rate in year one, 2% below your interest rate in year two, and 1% below your interest rate in year three.
2-1 Buydown
Your payment will be calculated at 2% below your interest rate in year one, and 1% below your interest rate in year two.
1-1 Buydown
Your payment will be calculated at 1% below your interest rate for the first and second year.
1-0 Buydown
Your payment will be calculated at 1% below your interest rate for the first year.
Get Your Rate Quote Below To Get Started.
Ready To
Refinance Or Buy A Home?
Refinancing Options
Refinance your current loan to lower your interest rate, pay off your loan sooner or take cash out to pay for other expenses like home improvements.*
Buying A Home
Are you In the market to purchase a new home? Contact one of our Home Loan Experts to get pre-qualified in minutes and pre-approved on the next business day so you can shop with confidence.
See What Other Customers Are Saying…
THE EASIEST MORTGAGE PROCESS I HAVE EVER BEEN THROUGH
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“
John Heard and Brandi Clements made this the easiest mortgage process I have ever been through. All steps of the process were clearly defined, questions were answered concisely and everything proceeded without issue. I couldn't be more pleased with the customer service that was provided. Highly recommended!
~ Mark F.
I would recommend anyone I know to work with Amerihome
”
“
I would just like to thank Marie Eliasson my [loan] processor and Steve Rhee my loan officer. The two of them [went] above and beyond my expectations after dealing with another company that [couldn't] seem to get anything right. I would recommend anyone I know or anyone reading this to work with both of them and Amerihome.
~ Julie C.
Their communication & timely responses really helped me out
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“
Working with AmeriHome Mortgage, specifically Kris & Marie, to go through my home refi was amazing overall. Their communication & timely responses really helped me out when I had any questions & they ensured to get me the very best numbers this crazy market can offer. I highly recommend this company & you should request Kris as your loan officer & Marie as your loan processor!
~ Tyler T.
All reviews are sourced from TrustPilot.
Your Future Is Now,
With A Personal Touch
Submit the form below and one of our Home Loan Experts will reach out to provide you with a customized home finance quote.
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Do You Have Questions?
We’d Love To Help.
Contact your Home Loan Expert to review the financing
options available to you.
Phone
*By refinancing, your total finance charge could be higher over the life of the loan.
©2026 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.