LET’S CONNECT
NINA KOBAYASHI
Senior Loan Officer
NMLS#: 978121
747.226.4881
[email protected]
Virtual Contact File
Meet Your Home Loan Expert
NINA KOBAYASHI
With over 20 years’ experience in the Finance Industry, I am a licensed Loan Officer and serve as a FVP at AmeriHome Mortgage. I am a graduate of Pacific Coast Banking School and hold a B.A. in Sociology and English from the University of California, Santa Barbara. In my spare time, I enjoy going to the beach with my family, cooking, and making headway through my ever-growing collection of books.
My approach to assisting borrowers during the home financing process is characterized by a blend of curiosity, problem-solving skills, and innovative thinking. I am committed to guiding you through one of the most significant investments you will make, ensuring constant communication and availability throughout your journey.
If you’re interested in refinancing or purchasing a new home, I can find a home loan that fits your specific needs and that helps you meet your financial goals. At AmeriHome, we have personalized loan solutions designed just for you. Book a meeting with me today to get your complimentary consultation and to explore options available to you.
Let’s get started!
APPLY ONLINE
SEND MESSAGE
FINANCIAL CALCULATORS
PAYMENT AMORTIZATION CALCULATOR
RENT VS OWN CALCULATOR
ANNUAL PERCENTAGE RATE (APR) CALCULATOR
DEBT CONSOLIDATION CALCULATOR
PREPAYMENT SAVINGS CALCULATOR
EARLY PAYOFF CALCULATOR
REFINANCE BREAK-EVEN CALCULATOR
TAX SAVINGS CALCULATOR
REVIEWS FROM CLIENTS
Enjoy Helpful Tips And Trends To Keep You And Your Home
Healthy And Happy In Every Season
How Buyers Can Properly Negotiate Home Prices
Buying a home is one of the most important financial decisions you’ll make, so it’s important to know exactly how to negotiate the best price possible. Here are some key tips to help you navigate the negotiation process with confidence,...
Credit Card Balance Transfers vs. A Cash-Out Refinance: Which Strategy
Works Best?
Many in today’s economic landscape are unfortunately struggling with high-interest credit card debt. Thankfully, there are a couple options (among others) that people can pursue to alleviate the burden – a credit card balance transfer...
Top 5 Benefits Of A Second Lien Mortgage
A Second Lien Mortgage can be a powerful solution if you are looking to leverage the equity you have built in your home for a low fixed interest rate, without affecting the rate on your first mortgage. This allows you to borrow a lump sum of cash...
How Buyers Can Properly Negotiate Home Prices
Buying a home is one of the most important financial decisions you’ll make, so it’s important to know exactly how to negotiate the best price possible. Here are some key tips to help you navigate the negotiation process with confidence, and put in a strong offer for the home of your dreams: Get Pre-Approved FirstBefore negotiating,...
Credit Card Balance Transfers vs. A Cash-Out Refinance: Which Strategy
Works Best?
Many in today’s economic landscape are unfortunately struggling with high-interest credit card debt. Thankfully, there are a couple options (among others) that people can pursue to alleviate the burden – a credit card balance transfer and a cash-out refinance. Both offer unique advantages, but what’s the difference between these...
Top 5 Benefits Of A Second Lien Mortgage
A Second Lien Mortgage can be a powerful solution if you are looking to leverage the equity you have built in your home for a low fixed interest rate, without affecting the rate on your first mortgage. This allows you to borrow a lump sum of cash all at once, making it easy for you to manage your financial goals and get quick cash for anything...
Send Me A Message Using The Form Below
Phone
*Required form field.
©2025 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.