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NINA TERESE KOBAYASHI
Senior Loan Officer
NMLS#: 978121
747.226.4881
[email protected]
Virtual Contact File
Meet Your Home Loan Expert
NINA TERESE KOBAYASHI
With over 20 years’ experience in the Finance Industry, I am a licensed Loan Officer and serve as a SVP at AmeriHome Mortgage. I am a graduate of Pacific Coast Banking School and hold a B.A. in Sociology and English from the University of California, Santa Barbara. In my spare time, I enjoy going to the beach with my family, cooking, and making headway through my ever-growing collection of books.
My approach to assisting borrowers during the home financing process is characterized by a blend of curiosity, problem-solving skills, and innovative thinking. I am committed to guiding you through one of the most significant investments you will make, ensuring constant communication and availability throughout your journey.
If you’re interested in refinancing or purchasing a new home, I can find a home loan that fits your specific needs and that helps you meet your financial goals. At AmeriHome, we have personalized loan solutions designed just for you. Book a meeting with me today to get your complimentary consultation and to explore options available to you.
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Top 5 Reasons To Get A Non-QM Loan
If you’re exploring home financing options and find that a traditional mortgage may not be the right fit for you, a non-QM loan could be a good option. A non-QM loan is a mortgage that doesn’t fit the traditional lending standards set by the federal Qualified Mortgage Guidelines. Instead of relying on more standard qualification rules, we...
How A VA IRRRL Helps Veterans
And Service Members
The VA Interest Rate Reduction Refinance Loan (IRRRL), often called the VA Streamline, is designed exclusively for veterans and active-duty service members to make refinancing easier, faster, and more affordable. It’s about serving those who served, and helping them lower their interest rate and monthly payment without the hassle of a...
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There are so many great things about the Fall season—Halloween, Thanksgiving, colorful leaves, and cooler temps too. If you also love your pumpkins but are not quite sure of the best way to dispose of them when ready, check out these 5 great tips to recycle your wonderful gourds this season. Plus, as a member of the AmeriHome family, you’re...
NINA TERESE KOBAYASHI
Senior Loan Officer
NMLS#: 978121
747.226.4881
[email protected]
Virtual Contact File
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©2025 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.