Welcome To
RIA Client
Home Financing
With AmeriHome
Providing exclusive benefits and
savings designed for your customers!*
As a business customer of Western Alliance Bank, one of the country’s top-performing banking companies, we are pleased to provide home financing benefits to your clients through AmeriHome Mortgage, an award-winning Western Alliance Bank Company. Established in 2013, AmeriHome is the 1st largest correspondent producer, the 14th largest mortgage lender in the nation, and an industry leader in servicing residential mortgage loans.**
With our unique technology platform and unwavering commitment to relationships, reliability, and results, we attribute our success to superior customer service, industry-leading turn times, open communication, and a customized approach to the lending process with long-term financial planning in mind.
AmeriHome has a diverse portfolio of products for every stage of the home financing journey. Whether your clients are in the market to purchase a new home or refinance their current property to lower their monthly payment, consolidate debt or pay for larger expenses like home improvements, our knowledgeable Home Loan Experts are dedicated to helping them find the best solutions to meet their personal financing needs.* When ready, their home financing journey starts here.
Diversified Product Portfolio
We offer a variety of loan types for even the most discerning clients with Conventional, FHA, Jumbo, and VA loans, including a suite of Portfolio Non-Agency programs. We are also an approved seller/servicer of residential mortgage loans for Fannie Mae and Freddie Mac, an approved issuer of securities guaranteed by Ginnie Mae, a lender for the FHA, and a lender/servicer for VA. We know mortgage needs may change over time and with our diverse product offering, our home loans are designed to keep your clients’ on the right track today, tomorrow, and beyond.
Standard Products:
- Conventional
- FHA
- VA
- Purchase
- Refinance
Portfolio Products:
- Jumbo Programs
- Expanded Non-QM Programs
- Key Program Features:
- Loan Amounts up to $3 Million
- Purchase, Refinance, and Cash-Out for Primary Residence, Second Homes, and Investment Properties
- Multiple Income Documentation Types: Full Income Documentation, Bank Statements (Personal or Business), or Asset-based qualification
- Max LTV/CLTV up to 85% with no MI
- Restricted Stock Unit income allowed
- Properties up to 10 acres
- Delayed financing options
- Flexibility for guideline exceptions
Debt Service Coverage Ratio (DSCR) Loans
- Loans up to $1 million
- 30-year fixed full and interest-only amortizations
- 15-year fixed amortization
- 5/6, 7/6 and 10/6 SOFR Adjustable Rate
- Up to $500,000 Cash-Out Option
- No employment information or tax forms required
Premium Home Financing!
BENEFITS
Meeting Your Clients’ Goals. We are committed to a long-term partnership to ensure your customers are always benefiting by being in the best home loan while offering additional savings throughout their entire homebuying journey. With consistently competitive pricing and a full suite of products to meet individual borrower needs, our lending solutions promise an experience tailored to a financially sophisticated clientele.
SERVICE
Dedicated Home Financing Team. Our personalized approach provides your clients with best-in-class service and centralized communications through a single point of contact as well as industry-leading turn times of 45 days or less vs. the industry average of 50 days plus. In addition, we keep on top of market changes and will stay in touch with mortgage checkups to be sure your clients are at the best rate possible throughout the life of their loan.
EXPERTISE
Knowledgable Home Loan Experts. With licensing in 48 states, we have helped nearly half a million borrowers find the perfect home loan. We’re proud to have more than 30 years of experience across our senior management team with 1,000+ AmeriHome employees passing on their mortgage talents to assist with your clients’ financial success.
We consider our borrower’s family, which includes your clients too.
See What Other Customers Are Saying…
THE CUSTOMER SERVICE WAS RED CARPET
”
“
My experience with AmeriHome has been a 5 star experience all the way. Mimi Le, the loan officer, was very personable and made sure that every question that I had was answered with a smile. The assistant, Elsie Barajas, continued this experience very professionally and gracefully and the processor, Kenneth Ornelas, got me to the finish line with making sure that I was 100% satisfied. Overall the customer service was red carpet all the way. I’m glad to have worked with such professionals and friendly team. I would refer AmeriHome to my family, friends and loved ones.
~ Twana R.
made my streamline refinance so fast and easy
”
“
Sean Murphy… Elsie Barajas and the loan processor George Israel made my streamline refinance so fast and easy. Now I am saving almost $300.00 a month after only owning the house for 1 year. They were very service oriented and even came to my house for the closing. I highly recommend this company and their employees.
~ Gary F.
my experience with AmeriHome was a pleasant one
”
“
I must say that my experience with AmeriHome was a pleasant one. Mimi Li was just amazing. She was tentative to my needs. Every time I had a question or concern, she was willing to assist. Mimi made this experience one that was not stressful. If anything, she put me at ease from whatever stress I could find myself in. I would definitely recommend your company to family and friends. That’s all due to Mimi. You now have a very happy customer.
~ Jacqueline O.
All reviews are sourced from TrustPilot.
Why Finance With AmeriHome?
No Nonsense, No Hidden Fees, No Wasted Time.
Make A Decision About Your Mortgage With Confidence.
Safe And Secure
We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.
Transparent Pricing
What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.
Service And Loan Assistance
Our loan officers will be there for you every step of the way, helping you find a finance package that works with your lifestyle.
No Pre-Payment Penalties
Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.
Call Us Now at:
JUST IMAGINE THE POSSIBILITIES!
For more information contact a Home Loan Expert today.
Contact Us:
**1st Largest Bank Correspondent Producer According To Inside Mortgage Finance 8.27.21. 14th Largest Mortgage Lender According To Inside Mortgage Finance 7.30.21
©2022 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.
