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10 Home Warranty Tips To Save The Day

Young Girl Eating Watermelon And Blowing Cool Fan

Picture this — It’s a beautiful summer day, the sun is shining and the temperature is rising. You’ve been doing a bit of yard work and head back inside to cool off, only to find that the air inside your house feels the same as it does outside. This is a dilemma, but if you have done your homework and negotiated the right Home Warranty Plan as part of your new home purchase contract, you have no need to worry because your cooling system will be covered, and you can jet the fans in no time.

Check out the 10 tips below to help you prepare for the unexpected and get the best Home Warranty Policy.

House Icon With #1Home Buying Perk
It is common practice for a home seller or real estate agent to purchase a home warranty policy for the new homeowners as part of the negotiated sale of the home. This is great news and provides the added security of being insured should something break.

House Icon With #2What Is Covered?
A Home Warranty plan is typically a one-year service agreement that covers the repair or replacement of major appliances as well as pools, spas, garage doors, electrical, and so much more; helping to make an unforeseen large expense more manageable.

House Icon With #3What Is Not Covered?
Damage to your property from natural disasters such as tornadoes, hail and fire. Your Homeowner’s insurance policy is designed to help in these situations.

House Icon With #4Plans Differ By City, State And Square Footage
Be aware that the location and climate that you live in will influence the type of plans available, as well as the size and age of the home.

House Icon With #5Basic Vs Premium Plans
Not all home warranties are created equal, but most basic plans will cover kitchen appliances, and heating systems while a premium plan might be needed to cover a pool, additional refrigerator or an alarm system.

House Icon With #624/7 Customer Service
Be sure to confirm the customer service hours offered by the home warranty provider. If you have electrical problems at 11:00 pm on a Saturday night, you want to know that help is available.

House Icon With #7Deductibles
Yes, you will have to pay a deductible or service fee for each loss that you claim, and on average you can expect to pay around $100 or the cost of a repair or replacement, whichever is less.

House Icon With #8Can You Choose Your Servicer?
Home Warranty providers might require you to use their own in-network contractors. Make sure you are comfortable with the terms of the Home Warranty Policy before you seal the deal.

House Icon With #9How Much?
Plan costs vary depending on the amount of coverage that you are requesting from the seller, your budget and where you live. On average, annual premiums range from $250 to $600.

House Icon With #10Peace Of Mind
Unfortunately, systems break down and home appliances don’t last forever. With the right home warranty plan in place, your problem is temporary because you have a backup plan.

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