If you are interested in financing a home but are having trouble qualifying for a mortgage, a Non-QM loan could be the right option for you. Non-QM Loans have more relaxed credit requirements than traditional mortgages and are ideal for self-employed borrowers, real estate investors, and borrowers with high net worth.
With a Non-QM loan, you can use alternative documentation to verify your income. A few of our popular Non-QM loans are DSCR, Departing Resident, Bank Statement, and Asset Based Loans. With a Departing Resident Loan, you are able to purchase a new home without selling your current home.
AmeriHome will personalize the journey to ensure you are meeting your home financing needs.
Non-QM Loan Benefits:
To get your personal consultation, contact one of our Home Loan Experts at 888.469.0810.
Refinance your current loan to lower your interest rate, pay off your loan sooner or take cash out to pay for other expenses like home improvements.*
Are you In the market to purchase a new home? Contact one of our Home Loan Experts to get pre-qualified in minutes and pre-approved on the next business day so you can shop with confidence.
We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.
What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.
Our loan officers will be there for you every step of the way, helping you find a finance package that works with your lifestyle.
Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.
My experience with AmeriHome has been a 5 star experience all the way. Mimi Le, the loan officer, was very personable and made sure that every question that I had was answered with a smile. The assistant, Elsie Barajas, continued this experience very professionally and gracefully and the processor, Kenneth Ornelas, got me to the finish line with making sure that I was 100% satisfied. Overall the customer service was red carpet all the way. I’m glad to have worked with such professionals and friendly team. I would refer AmeriHome to my family, friends and loved ones.
~ Twana R.
What a pleasant loan process from application to signing. Loan consultant worked with me every step of the way to find the best solution for my needs, explained everything clearly, made sure everything went smooth. Highly recommend AmeriHome Mortgage. Thanks for the great service.
This has been such a delightful process. The team that assisted in our Loan process was the best I have ever encountered. We were always aware of what was going on. The loan [officer] Sean Grote and his assistant Aryana Mata not only contacted us through email but also made personal phone calls to keep us informed. They made sure all our questions were answered. The processor Marie [Eliasson] that completed the loan was always available, very professional and a pleasure to work with. I will recommend this company!!!!!
~ Tina-Tim W.
Be sure to give us a call to speak with one of our Home Loan Experts about your customized home finance evaluation and getting a better home loan.
*By refinancing, your total finance charge could be higher over the life of the loan.
©2023 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.