Let’s celebrate! The holidays are here, and there are many ways to brighten up the season before ringing in new beginnings with delightful imaginations. Check out these 5 decor trends to dazzle up your end-of-year.

Plus, you’re eligible for a Free Mortgage Checkup and savings through your AmeriWallet.^* See how you can start saving today with a better home loan.^** If you are in the market to buy a home, get a loan pre-approval so you can shop with confidence to get the home of your dreams.

5 Holiday Decor Trends:

	Art Deco Redend Point If you aren’t already in the know, our colorful friends at Sherwin-Williams® have deemed this neutral shade the color of the year. You’ll be perfectly on-trend, incorporating elegant accents with this subtle hue to bring warmth and lighten up your holiday decor.
	Gingerbread Fun While these candy-filled cookie dreams are not new, get festive and incorporate your favorite holiday colors like red, green, and blue. Lighten up your decorative spread with colorful marshmallows, gumdrops, and sprinkles to make creative, playful displays.
	Natural Farmhouse Style Get warm and cozy with soft neutral colors, and include wood elements in your designs. Add decorative wreaths of brown, tan, and white with hints of berries and eucalyptus to your front door and your fireplace mantle, or hang them on the wall.
	Renewable Wrappers Add to your holiday savings and go green with your gifting! Swap traditional wrapping paper for a variety of fabrics or cloth bags that can be exchanged and used year after year. You’ll be creating a planet-saving tradition while inspiring artistic collaboration.
	Setting The Mood Ahh, the sweet aroma of scented candles. There is nothing that says holidays more than breathing in the fresh fragrances of vanilla, cinnamon, pine, or your favorite fragrance that fills the essence in the air and brings the magic of the winter season home.

Looking to get a head-start on your 2024 savings? Let’s upgrade your mortgage and put money back in your wallet with a new Purchase or Refinance Loan.**

6 Money-Saving Tips:

	Pay Off Your Loan Sooner Switch to shorter loan terms to save on interest.**
	Lower Your Monthly Payment Refinance with longer terms, so more money stays in your wallet.**
	Consolidate Debt Cash-out to reduce high-interest credit card debt.
	Pay For Larger Expenses Invest in your home with updates that will yield a higher return should you decide to sell in the future.
	Get Extra Savings After you have financed a home with us once, save up to $1,000 on all your future refinances and new home purchase loans with your AmeriWallet Benefits.*
	Cash Rewards If you’re interested in buying a new home, earn additional savings with credits of 0.5% on the new home purchase price when you work with our Real Estate Concierge, NewZip.¹ For example, if the home purchase price is $425,000, you could be saving $2,125 on your new home!

If you are interested in learning more about how a refinance or new home purchase loan can benefit you, just give us a call at  877.715.9908 or get your instant rate quote here.

Imagine The Possibilities With Your Better Home Loan!

*As a member of the AmeriHome family, borrowers are part of the AmeriWallet Rewards program. If you completed a home loan with us once, you will qualify for $500 off lender fees and up to $500 credit toward out-of-pocket appraisal fees paid for all of your future refinances or home purchases done with AmeriHome, for any property you own. To qualify for this offer, you must have previously financed the purchase of a home or refinanced with AmeriHome. You have financed with AmeriHome when AmeriHome Mortgage Company, LLC appears on the previous Promissory Note for your loan, and you are listed as a borrower on the Note. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. AmeriWallet Rewards program is subject to termination without notice.

**By refinancing, your total finance charge could be higher over the life of the loan.

¹Home buyers who utilize Newzip’s agent matching service will receive the cash reward in the form of credit at closing equal to 0.5% of the home sale price. In the event that the cash reward exceeds the concessions limit the customer will receive the reward in the form of a check within 30 days of their closing date. Home sellers who utilize Newzip’s agent matching service will save 1% in the form of a pre-negotiated agent listing fee. Obtaining a mortgage from AmeriHome is not required to utilize the Newzip cash rewards program. The cash rewards program is available in all 50 states for selling and 42 for buying. The following states do not allow cash rewards for home buyers: Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon, or Tennessee. Realeaux Inc. (dba Newzip) is a licensed real estate brokerage based in Massachusetts, License #423451.