Home financing companies aren’t one size fits all – and you deserve a lender that’s just right for you! Call us today for a free consultation and check out these questions to ask a mortgage lender to prepare for your homebuying journey.
What type of loans do I qualify for?
There are a few factors that determine your eligibility for a home loan, such as your income, debt to income ratio, credit score, and history. At AmeriHome, we offer a variety of loan types including Conventional, FHA, VA and Jumbo. Fill out our mortgage calculator to get a free rate quote before you speak with a Home Loan Expert.
How much down payment do I need?
Depending on your financial situation and the home loan of your choice, your down payment will vary. If you want to avoid paying for Mortgage Insurance under a Conventional Loan, you will need to have a down payment of at least 20%.
Do I need to get pre-qualified and pre-approved?
You will need to get pre-approved to purchase a home. A pre-qualification quickly identifies what you can afford, and pre-approval is an approval for a specific loan amount. We can get you pre-qualified in minutes and pre-approved the next business day. Contact a Home Loan Expert for more information.
Can the seller contribute to my closing costs?
Every situation is different, but homebuyers can negotiate who pays the closing costs as part of their contract. Call us to find out how!
Do you have a loyalty rewards program?
Ask us how you can use your AmeriWallet Benefits and save up to $1,000 on all future financing!*
Our Home Loan Experts will be glad to help you answer these questions for your specific needs.
Looking to start your journey to a new home? The options and benefits available may surprise you!
Get Started Today With:
Various Loan Options
Find the perfect home loan for your unique goals and financial situation.
Our Home Loan Experts are here to help by sharing their knowledge and setting you up for a successful process from application to close, throughout the life of your loan, and well into the future as your trusted partners.
Before you search for your dream home, get pre-approved for FREE. Once all information is submitted, we will provide your pre-approval the next business day.
Monitor and update your perfect home loan as your mortgage needs and goals may change over time.
Just Imagine The Possibilities…