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5 Questions To Ask A Mortgage Lender!

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Home financing companies aren’t one size fits all – and you deserve a lender that’s just right for you! Call us today for a free consultation and check out these questions to ask a mortgage lender to prepare for your homebuying journey.

House Icon With #1What type of loans do I qualify for?

There are a few factors that determine your eligibility for a home loan, such as your income, debt to income ratio, credit score, and history. At AmeriHome, we offer a variety of loan types including Conventional, FHA, VA and Jumbo. Fill out our mortgage calculator to get a free rate quote before you speak with a Home Loan Expert.

House Icon With #2How much down payment do I need?

Depending on your financial situation and the home loan of your choice, your down payment will vary. If you want to avoid paying for Mortgage Insurance under a Conventional Loan, you will need to have a down payment of at least 20%.

House Icon With #3Do I need to get pre-qualified and pre-approved?

You will need to get pre-approved to purchase a home. A pre-qualification quickly identifies what you can afford, and pre-approval is an approval for a specific loan amount. We can get you pre-qualified in minutes and pre-approved the next business day. Contact a Home Loan Expert for more information.

House Icon With #4Can the seller contribute to my closing costs?

Every situation is different, but homebuyers can negotiate who pays the closing costs as part of their contract. Call us to find out how!

House Icon With #4Do you have a loyalty rewards program?

Ask us how you can use your AmeriWallet Benefits and save $750 on all future financing!*

Our Home Loan Experts will be glad to help you answer these questions for your specific needs.

Looking to start your journey to a new home? The options and benefits available may surprise you!

Get Started Today With:

Blue checkmarkVarious Loan Options

Find a better home loan for your unique goals and financial situation.

Blue checkmarkExpert Guidance

Our Home Loan Experts are here to help by sharing their knowledge and setting you up for a successful process from application to close, throughout the life of your loan, and well into the future as your trusted partners.

Blue checkmarkPre-Approval

Before you have found your dream home, get pre-approved for FREE. Once all information is submitted, we will provide your pre-approval details within the next business day.

Blue checkmarkMortgage Checkups

Monitor and update your home loan as your mortgage needs and goals may change over time.

Blue checkmarkGet Extra Savings

Save $750 on all your new home purchase loans with your AmeriPurchase+ Benefits.*

We can help guide you through every step of the home financing process. To get started, just give us a call at 877.785.5422 or get your instant rate quote here.

Just Imagine The Possibilities…

*As a member of the AmeriHome family, borrowers are part of the AmeriPurchase+ program and qualify for a $750 lender credit for all of your home purchases done with AmeriHome, for any property you own. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. The AmeriPurchase+ program is subject to termination without notice.

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Customer Support

  • Customer Service for existing accounts:
  • 888.469.0810
  • Mon-Fri 8am-5pm Pacific
  • Mortgage refinance application and status:
  • Thousand Oaks, CA 91362-3888
  • 844.272.5617
  • Address

  • AmeriHome Mortgage Company, LLC
  • NMLS ID 135776
  • Company Headquarters
  • 1 Baxter Way, Suite 300
  • Thousand Oaks, CA 91362-3888
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    ©2024 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.

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