Home financing companies aren’t one size fits all – and you deserve a lender that’s just right for you! Call us today for a free consultation and check out these questions to ask a mortgage lender to prepare for your homebuying journey.
What type of loans do I qualify for?
There are a few factors that determine your eligibility for a home loan, such as your income, debt to income ratio, credit score, and history. At AmeriHome, we offer a variety of loan types including Conventional, FHA, VA and Jumbo. Fill out our mortgage calculator to get a free rate quote before you speak with a Home Loan Expert.
How much down payment do I need?
Depending on your financial situation and the home loan of your choice, your down payment will vary. If you want to avoid paying for Mortgage Insurance under a Conventional Loan, you will need to have a down payment of at least 20%.
Do I need to get pre-qualified and pre-approved?
You will need to get pre-approved to purchase a home. A pre-qualification quickly identifies what you can afford, and pre-approval is an approval for a specific loan amount. We can get you pre-qualified in minutes and pre-approved the next business day. Contact a Home Loan Expert for more information.
Can the seller contribute to my closing costs?
Every situation is different, but homebuyers can negotiate who pays the closing costs as part of their contract. Call us to find out how!
Do you have a loyalty rewards program?
Ask us how you can use your AmeriWallet Benefits and save $750 on all future financing!*
Our Home Loan Experts will be glad to help you answer these questions for your specific needs.
Looking to start your journey to a new home? The options and benefits available may surprise you!
Get Started Today With:
Various Loan Options
Find a better home loan for your unique goals and financial situation.
Expert Guidance
Our Home Loan Experts are here to help by sharing their knowledge and setting you up for a successful process from application to close, throughout the life of your loan, and well into the future as your trusted partners.
Pre-Approval
Before you have found your dream home, get pre-approved for FREE. Once all information is submitted, we will provide your pre-approval details within the next business day.
Mortgage Checkups
Monitor and update your home loan as your mortgage needs and goals may change over time.
Save $750 on all your new home purchase loans with your AmeriPurchase+ Benefits.*
Earn additional savings with credits of 0.5% on the new home purchase price when you work with our Real Estate Concierge, NewZip.** For example, if the home purchase price is $425,000, you could be saving $2,125 on your new home!
We can help guide you through every step of the home financing process. To get started, just give us a call at 877.785.5422 or get your instant rate quote here.
Just Imagine The Possibilities…
*As a member of the AmeriHome family, borrowers are part of the AmeriPurchase+ program and qualify for a $750 lender credit for all of your home purchases done with AmeriHome, for any property you own. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. The AmeriPurchase+ program is subject to termination without notice.
**Home buyers who utilize Newzip’s agent matching service will receive the cash reward in the form of credit at closing equal to 0.5% of the home sale price. In the event that the cash reward exceeds the concessions limit the customer will receive the reward in the form of a check within 30 days of their closing date. Home sellers who utilize Newzip’s agent matching service will save 1% in the form of a pre-negotiated agent listing fee. Obtaining a mortgage from AmeriHome is not required to utilize the Newzip cash rewards program. The cash rewards program is available in all 50 states for selling and 42 for buying. The following states do not allow cash rewards for home buyers: Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon, or Tennessee. Realeaux Inc. (dba Newzip) is a licensed real estate brokerage based in Massachusetts, License #423451.
