Has it been a while since you purchased a new home? Contact one of our Home Loan Experts to confirm the paperwork you’ll need to gather so you can rest easy knowing your new home purchase will go smoothly. Check out these 6 documents you may need in order to buy a home.
Some of the key documents may include:
Proof Of Income
This includes pay stubs, W2s, and award letters for social security, pension, or public assistance.
If you’re self-employed or own multiple homes, you’ll need to show your lender your tax returns.
Proof Of Down Payment
While you’re applying for your loan, you’ll need to provide a Home Loan Expert with your bank statements to confirm that the funds for the down payment are in your account.
Before you close your loan, you would need to purchase a homeowner’s insurance policy and provide us with a quote.
If applicable, you may be requested to submit additional documentation.
Once the seller has accepted your offer on your new dream home, we’ll need a copy of your purchase contract to get your rate locked in.
Looking to start your journey to your new home? The options and benefits available may surprise you!
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Find a better home loan for your unique goals and financial situation.
Our Home Loan Experts are here to help by sharing their knowledge and setting you up for a successful process from application to close, throughout the life of your loan, and well into the future as your trusted partners.
Before you have found your dream home, get pre-approved for FREE. Once all information is submitted, we will provide your pre-approval in less than 24 hours.
Monitor and update your home loan as your mortgage needs and goals may change over time.
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