Before buying a home, you need to make sure you can afford more than just a down payment and monthly mortgage payment. Prepare yourself in advance for additional homebuying costs. And, prior to shopping, contact your Home Loan Expert today so you know what’s in your budget. Shop with confidence and get pre-qualified in minutes and pre-approved in one business day.

Here are 7 additional costs associated with buying a home:

	Mortgage Interest Many variables can affect this cost including your income, credit score, debt, down payment, and length of your mortgage. If you have a low credit score, you can improve it by paying on time and making more than just the minimum payment. A high credit score may help you get a lower interest rate.
	Closing Costs There are some closing costs that are associated with purchasing a new home. Call our knowledgeable Home Loan Experts today for more information.
	Property Tax This tax will vary based on your property’s assessed value and property location.
	Maintenance You should set aside some money for maintenance in case a dishwasher breaks or to replace a fridge. Additional maintenance costs can include house cleaning and yard care.
	Private Mortgage Insurance Depending on your loan type, you may have to pay for private mortgage insurance if you put less than a 20% down payment on your house.
	Homeowners Insurance The cost of your homeowners insurance will differ based on where you live. If you live in an area that is prone to natural disasters, your insurance premium may be higher.
	Utilities Don’t forget to include costs for electricity, gas, water, and trash.

Looking to start your journey home? The options and benefits available may surprise you!

Get Started Today With:

Various Loan Options

Find a better home loan for your unique goals and financial situation.

Expert Guidance

Our Home Loan Experts are here to help by sharing their knowledge and setting you up for a successful process from application to close, throughout the life of your loan, and well into the future as your trusted partners.

Pre-Approval

Before you have found your dream home, get pre-approved for FREE. Once all information is submitted, we will provide your pre-approval details within the next business day.

Mortgage Checkups

Monitor and update your home loan as your mortgage needs and goals may change over time.

Get Extra Savings

Save $750 on all your new home purchase loans with your AmeriPurchase+ Benefits.*

Cash Rewards

Earn additional savings with credits of 0.5% on the new home purchase price when you work with our Real Estate Concierge, NewZip.** For example, if the home purchase price is $425,000, you could be saving $2,125 on your new home!

We can help guide you through every step of the home financing process. To get started, just give us a call at 877.785.5422 or get your instant rate quote here.

Just Imagine The Possibilities…

*As a member of the AmeriHome family, borrowers are part of the AmeriPurchase+ program and qualify for a $750 lender credit for all of your home purchases done with AmeriHome, for any property you own. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. The AmeriPurchase+ program is subject to termination without notice.

**Home buyers who utilize Newzip’s agent matching service will receive the cash reward in the form of credit at closing equal to 0.5% of the home sale price. In the event that the cash reward exceeds the concessions limit the customer will receive the reward in the form of a check within 30 days of their closing date. Home sellers who utilize Newzip’s agent matching service will save 1% in the form of a pre-negotiated agent listing fee. Obtaining a mortgage from AmeriHome is not required to utilize the Newzip cash rewards program. The cash rewards program is available in all 50 states for selling and 42 for buying. The following states do not allow cash rewards for home buyers: Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon, or Tennessee. Realeaux Inc. (dba Newzip) is a licensed real estate brokerage based in Massachusetts, License #423451.