December 21st is the first day of Winter, and whether you live in cooler temps or have more balmy weather conditions, it’s a good idea to perform an annual review of your home to avoid any unwanted surprises. Check out these 7 tips to include on your Winter Prep Checklist.
Plus, you’re eligible for a Free Mortgage Checkup and savings through your AmeriWallet.* See how you can start saving today with a better home loan.** If you are in the market to buy a home, get a loan pre-approval so you can shop with confidence to get the home of your dreams.
7 Winter Prep Checklist Tips:
Trim your Trees
To keep your home safe from inquisitive critters that could enter your humble abode, it’s a good idea to keep branches and limbs trimmed, so they are away from your rooftop. This helps with maintaining a pleasing visual aesthetic to your landscaping too.
Light The Way
With less daylight during the Holiday season and beyond, you’ll want to ensure your lighting is in working order with all bulbs burning brightly for safety, security and to show off a brilliant glow of your home.
Close The Gaps
Break out the flashlight and inspect for outside cracks where both insects and water can infiltrate. Fill with caulking or plastic foam filler for any larger openings you may encounter.
If you plan to enjoy the soothing presence of a wood-burning fire, make sure to have your fireplace cleaned of debris and the structure inspected for durability.
Feel The Heat
There is nothing worse than freezing in your own home. On average, heaters last 12 to 15 years and even longer, depending on how well they have been maintained. Stay comfy and cozy by changing out your filters regularly, and have annual inspections.
Smoke And Carbon Monoxide Detectors
More house fires happen in the winter, so it’s essential to make sure these life-saving devices are in working order and that the batteries are still charged.
Let It Snow
We just love the white winter snow and the beauty it creates, along with the joys of sledding, snow angels, and snowmen. With all of the fun comes clean-up and the ability to leave your home. Be prepared, and make sure your snowblower, shovel, salt, and icebreaker are ready to go.
Looking to get a head start on your 2023 savings? Let’s upgrade your mortgage and put money back in your wallet with a new Purchase or Refinance Loan.
5 Money-Saving Tips To Start Today:
Lower Your Interest Rate
Reduce your monthly mortgage payment for real savings that add up over time.*
Pay Off Your Loan Sooner
Switch to shorter loan terms to save on interest.*
Lower Your Monthly
Refinance with longer terms, so more money stays in your wallet.*
Cash-out to reduce high-interest credit card debt.
Pay For Larger Expenses
Invest in your home with updates that will yield a higher return should you decide to sell in the future.
If you are interested in learning more about how a refinance or new home purchase loan can benefit you, just give us a call at 877.715.9908 or get your instant rate quote here.
Just imagine the possibilities…
*As a member of the AmeriHome family, borrowers are part of the AmeriWallet Rewards program. If you completed a home loan with us once, you will qualify for $500 off lender fees and up to $500 credit toward out-of-pocket appraisal fees paid for all of your future refinances or home purchases done with AmeriHome, for any property you own. To qualify for this offer, you must have previously financed the purchase of a home or refinanced with AmeriHome. You have financed with AmeriHome when AmeriHome Mortgage Company, LLC appears on the previous Promissory Note for your loan, and you are listed as a borrower on the Note. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. AmeriWallet Rewards program is subject to termination without notice
**By refinancing, your total finance charge could be higher over the life of the loan.