December 21st is the first day of winter, and whether you live in cooler temps or have more balmy weather conditions, it’s a good idea to perform an annual review of your home to avoid any unwanted surprises. Check out these 7 tips to include on your Winter Prep Checklist.
Plus, you’re eligible for a Free Mortgage Checkup and extra savings of up to $1,000 using your AmeriWallet Benefits.** If you are in the market to buy a home, earn additional savings with credits of 0.5% on the new home purchase price when you work with our free Real Estate Concierge, NewZip.1
7 Winter Prep Checklist Tips:
Trim your Trees
To keep your home safe from inquisitive critters that could enter your humble abode, it’s a good idea to keep branches and limbs trimmed, so they are away from your rooftop. This helps with maintaining a pleasing visual aesthetic to your landscaping too.
Light The Way
With less daylight during the holiday season and beyond, you’ll want to ensure your lighting is in working order with all bulbs burning brightly for safety, security and to show off the brilliant glow of your home.
Close The Gaps
Break out the flashlight and inspect for outside cracks where both insects and water can infiltrate. Fill with caulking or plastic foam filler for any larger openings you may encounter.
If you plan to enjoy the soothing presence of a wood-burning fire, make sure to have your fireplace cleaned of debris and the structure inspected for durability.
Feel The Heat
There is nothing worse than freezing in your own home. On average, heaters last 12 to 15 years and even longer, depending on how well they have been maintained. Stay comfy and cozy by changing out your filters regularly, and having annual inspections.
Smoke And Carbon Monoxide Detectors
More house fires happen in the winter, so it’s essential to make sure these life-saving devices are in working order and that the batteries are still charged.
Let It Snow
We just love the white winter snow and the beauty it creates, along with the joys of sledding, snow angels, and snowmen. With all of the fun comes clean-up and the ability to leave your home. Be prepared, and make sure your snowblower, shovel, salt, and icebreaker are ready to go.
Looking for savings to help with your holiday spending? Let’s upgrade your mortgage and put money back in your wallet with a new Purchase or Refinance Loan.
6 Money-Saving Tips To Start Today:
Pay Off Your Loan Sooner
Switch to shorter loan terms to save on interest.**
Lower Your Monthly Payment
Refinance with longer terms, so more money stays in your wallet.**
Cash-out to reduce high-interest credit card debt.
Pay For Larger Expenses
Invest in your home with updates that will yield a higher return should you decide to sell in the future.
After you have financed a home with us once, save up to $1,000 on all your future refinances and new home purchase loans with your AmeriWallet Benefits.*
Imagine The Possibilities With Your Better Home Loan!
*As a member of the AmeriHome family, borrowers are part of the AmeriWallet Rewards program. If you completed a home loan with us once, you will qualify for $500 off lender fees and up to $500 credit toward out-of-pocket appraisal fees paid for all of your future refinances or home purchases done with AmeriHome, for any property you own. To qualify for this offer, you must have previously financed the purchase of a home or refinanced with AmeriHome. You have financed with AmeriHome when AmeriHome Mortgage Company, LLC appears on the previous Promissory Note for your loan, and you are listed as a borrower on the Note. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. AmeriWallet Rewards program is subject to termination without notice.
**By refinancing, your total finance charge could be higher over the life of the loan.
¹Home buyers who utilize Newzip’s agent matching service will receive the cash reward in the form of credit at closing equal to 0.5% of the home sale price. In the event that the cash reward exceeds the concessions limit the customer will receive the reward in the form of a check within 30 days of their closing date. Home sellers who utilize Newzip’s agent matching service will save 1% in the form of a pre-negotiated agent listing fee. Obtaining a mortgage from AmeriHome is not required to utilize the Newzip cash rewards program. The cash rewards program is available in all 50 states for selling and 42 for buying. The following states do not allow cash rewards for home buyers: Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon, or Tennessee. Realeaux Inc. (dba Newzip) is a licensed real estate brokerage based in Massachusetts, License #423451.