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7 Tax Prep Tips You’ll Need Before Filing Your Taxes

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With tax-filing season right around the corner, let’s discuss some items to have prepared when it’s time to do your taxes. Whether you’re hiring a tax preparer or plan on tackling the task yourself, check out these 7 tips to help you prepare your taxes.

Plus, since you currently have an FHA loan, you may have the unique opportunity to lower your mortgage interest rate through a quick and simple process. See how you can start saving today with an FHA Streamline Refinance Loan.*

What to Gather Before Filing Your Taxes: 

Personal Information
Almost every form will need a social security number for yourself, spouse and dependents. Be sure to have it handy if not memorized.

Collect documents that state any money you have received in the past year. These can include W-2 forms, which are issued by your employer either electronically or through the mail, and 1099 forms, which are needed to report any non-employment-related income such as but not limited to self-employment earnings, government payments, interest and dividends.

There are many deductions you can claim to help reduce your taxable income. Gather these documents for evidence and to remind you or your tax preparer what to claim. Some common tax deductions are mortgage interest, private mortgage insurance, property taxes, state and local taxes, retirement account contributions, charitable donations, school tuition and fees, and medical bills.

A tax credit is a dollar-for-dollar reduction in taxes owed. If you have children, paid for childcare or higher education, or made contributions to a retirement plan, you may be eligible for a credit.

When filing your taxes, you’ll need to report any federal estimated tax payments you’ve made in the previous year. Have the amount readily available to share.

Last Year’s Return
If you’re planning on filing your taxes yourself, it may be helpful to take a look at last year’s tax return to see which forms you used and review the items that require extra attention.

Bank Routing And Account Numbers
There are a few ways to receive your tax refund. One option is to get a direct deposit of your refund to your checking or savings account. If you choose to receive your refund this way, you’ll need to provide your banking routing and account numbers.

Looking to get started on your 2021 savings? Refinance Your FHA Loan with an FHA Streamline Refinance through a simple process that saves you time and money while lowering your monthly payments.* 

Start Your Streamlined Refinance Today With:

A Lower Interest Rate
Reduce your monthly mortgage payment for real savings that add up over time.*

Less Paperwork
With documentation from your existing FHA loan, you can save time during the loan process.

No Lender Fees
There is no charge for origination, so more money stays in your wallet.*

Easier Process
Typically no appraisal needed, simplifying your life while getting a better home loan.

Faster Closings
Start saving sooner with better loan terms.*

If you are interested in learning more about how an FHA Streamline loan can benefit you, just give us a call at 855.424.0836 or visit FHA Streamline Refinance Loan.

We’ll work at your pace—we deliver loans at the speed of you!

*By refinancing, your total finance charge could be higher over the life of the loan. 

The above article is intended to provide generalized financial information designed to educate a broad segment of the public; it does not give personalized tax, investment, legal or other business and professional advice. Before taking any action, you should always seek the assistance of a professional who knows your particular situation for advice on your taxes, your investments, the law or any other business and professional matters that affect you and/or your business.  


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    *By refinancing, your total finance charge could be higher over the life of the loan.

    © AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Equal Housing Lender.

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