For many homeowners, the ability to purchase a new home is often contingent on selling their current one. While some may be comfortable with this traditional approach, selling first and then buying can be a stressful, risky, and inconvenient process. That’s why at AmeriHome, we offer the Buy Before You Sell program, a flexible solution designed to help you transition smoothly from one home to the next without the uncertainty of traditional timelines.
The highlight of this program is that you can buy your new home before selling your old one. This helps you avoid the stress of paying two mortgages. It also lets you qualify for homes that might not be attainable if your current mortgage is calculated in your debt-to-income ratio.
Here are the 4 benefits of the Buy Before You Sell program so you can make your next move with ease…
Stress-free Timeline
Instead of waiting for your current home to sell before buying or aligning the closing of your old home with your new one, you can take control of your timeline and move into your new home first, giving you more time to sell your old home on more flexible terms.
Better Loan Qualifying Guidelines
Traditionally, lenders include the debt from the existing home when calculating qualifying ratios, which can limit a buyer’s purchasing power, but with the AmeriHome Buy Before You Sell Program, borrowers can qualify for their new home without factoring in the debt from their current one.
Stay Competitive
In a competitive market, sellers typically pick buyers who are ready to close and pass on contingent offers that depend on a home selling first. With our program, you can move quickly, make a non-contingent offer, and increase the chances of getting the home of your dreams.
Streamlined Homebuying Journey
Whether you’re looking to upsize, relocate for work, or move closer to schools or family, our Buy Before You Sell Program gives you the freedom to make life’s important decisions without being restricted by your current home’s selling timeline.
Looking to start your journey to your new home? The options and benefits available may surprise you!
Get Started Today With:
Various Loan Options
Find a better home loan for your unique goals and financial situation.
Expert Guidance
Our Home Loan Experts are here to help by sharing their knowledge and setting you up for a successful process from application to close, throughout the life of your loan, and well into the future as your trusted partners.
Pre-Approval
Before you have found your dream home, get pre-approved for FREE. Once all information is submitted, we will provide your pre-approval details within the next business day.
Mortgage Checkups
Monitor and update your home loan as your mortgage needs and goals may change over time.
Save $750 on all your new home purchase loans with your AmeriPurchase+ Benefits.*
We can help guide you through every step of the homebuying process. To get started, just give us a call at 877.785.5422 or get your instant rate quote here.
Just Imagine The Possibilities…
*As a member of the AmeriHome family, borrowers are part of the AmeriPurchase+ program and qualify for a $750 lender credit for all of your home purchases done with AmeriHome, for any property you own. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. The AmeriPurchase+ program is subject to termination without notice.
