2023 has arrived, and it’s the perfect time to regroup and refresh. For many, that might include a new fitness routine for your physical well-being. While that’s definitely important, your financial health needs attention too. Did you know that your mortgage needs can change over time? Yes, your mortgage needs may look different today than they did last year and even six months ago. That’s why we offer a Free Mortgage Checkup to ensure you are in the best home loan possible for you. Check out the top 4 reasons to get a mortgage checkup for a better home loan.
Plus, you’re eligible for exclusive savings through your AmeriWallet.* See how you can start saving today with a better home loan.** If you are in the market to buy a home, get a loan pre-approval so you can shop with confidence to get the home of your dreams.
Top 4 Reasons To Get A Free Mortgage Checkup:
Meet with an experienced Home Loan Expert to get a better home loan. Have your current mortgage evaluated by a mortgage professional to ensure that you are meeting your financial goals. At AmeriHome, our Home Loan Experts have the knowledge and skills to personalize your loan to meet your present and future needs, whether it’s to have lower monthly payments with a 30-year loan, pay off sooner with a 15-year finance, or something else like changing loan types.
Lower your interest rate and save money.** With rates changing continuously, a mortgage checkup can help you to see how much you can save with a lower interest rate. This can reduce your monthly mortgage payment for real savings that add up over time or give you extra spending money when you need it.**
Take cash out. If you’ve built equity in your home and are in need of extra funds to consolidate debt, pay for large expenses, or make home improvements, a mortgage checkup can help us evaluate how much cash you can take out of your home with a cash-out refinance.
Stay financially fit. With the ever-changing home loan environment, it’s a good idea to check in frequently with your Home Loan Expert, just like a trainer can help you to maintain your physical health. Your home is one of the largest purchases that you will make, and keeping up with market trends will help keep you fiscally in tip-top shape.
Looking to get a head start on your 2023 savings? Let’s upgrade your mortgage and put money back in your wallet with a new Purchase or Refinance Loan.**
5 Money-Saving Tips To Start Today:
Lower Your Interest Rate
Reduce your monthly mortgage payment for real savings that add up over time.**
Pay Off Your Loan Sooner
Switch to shorter loan terms to save on interest.**
Lower Your Monthly Payment
Refinance with longer terms, so more money stays in your wallet.**
Cash-out to reduce high-interest credit card debt.
Pay For Larger Expenses
Invest in your home with updates that will yield a higher return should you decide to sell in the future.
Imagine The Possibilities With Your Better Home Loan!
*As a member of the AmeriHome family, borrowers are part of the AmeriWallet Rewards program. If you completed a home loan with us once, you will qualify for $500 off lender fees and up to $500 credit toward out-of-pocket appraisal fees paid for all of your future refinances or home purchases done with AmeriHome, for any property you own. To qualify for this offer, you must have previously financed the purchase of a home or refinanced with AmeriHome. You have financed with AmeriHome when AmeriHome Mortgage Company, LLC appears on the previous Promissory Note for your loan, and you are listed as a borrower on the Note. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. AmeriWallet Rewards program is subject to termination without notice.
**By refinancing, your total finance charge could be higher over the life of the loan.