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An Easy Way to Save With A VA Interest Rate Reduction Refinance Loan

Enjoy More Free Time With A VA Streamline Refinance Loan

Start saving with the right streamlined loan solution for you! With a VA Interest Rate Reduction Refinance Loan (VA IRRRL), also known as a VA Streamline Refinance loan, you can lower the interest rate on your current VA loan through a quick and simple process designed specifically for veterans and active military. We have a team of experienced VA home loan experts that understands the military lifestyle and will guide you through the home financing process.

It’s all about saving you time, money and lowering your monthly payments.*

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Less Paperwork

With documentation from your existing VA loan, we can save you time during the loan process.

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No Lender Fees

Save money!*
There is no charge for origination.

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Easier Process

Typically no appraisal is needed, simplifying your life while getting a better home loan.

VA Benefits Exclusively for You

Backed by the U.S. Department of Veterans Affairs (VA), veterans and active service members have access to the exclusive benefits offered through VA loans. If you are looking to refinance your home, be sure to take advantage of the specialized home loan solutions designed specifically for our service members.

Get Your Instant Rate Quote Below To Get Started.

Are You Eligible?

Simplify Your Life And Save With A VA Interest Rate Reduction Refinance Loan!

If you currently have a VA loan, take advantage of this simplified loan process to help you get a better home loan. To qualify for a VA IRRRL, there are a few items to check off your list first. If you are unsure about your current status, be sure to contact one of our Home Loan Experts. They can review your mortgage to ensure you are in a better home loan for you.

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Current Home Loan

Your existing loan must be a VA loan.

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Monthly Payments

You need to have made a minimum of six monthly payments.

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Payment History

You need to show a history of paying all existing mortgage payments on time for the last six months.

Why Refinance
With AmeriHome?

No Nonsense, No Hidden Fees, No Wasted Time. Make a Decision About Your Mortgage With Confidence.

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Safe And Secure

We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.

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Transparent Pricing

What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.

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Service And Loan Assistance

Our loan officers will be there for you every step of the way, helping you find a refinance package that works with your lifestyle.

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No Pre-Payment Penalties

Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.

See What Other Customers Are Saying…

Trustpilot 5 Star Rating


John Heard and Brandi Clements made this the easiest mortgage process I have ever been through. All steps of the process were clearly defined, questions were answered concisely and everything proceeded without issue. I couldn't be more pleased with the customer service that was provided. Highly recommended!

~ Mark F.

Trustpilot 5 Star Rating

I would recommend anyone I know to work with Amerihome

I would just like to thank Marie Eliasson my [loan] processor and Steve Rhee my loan officer. The two of them [went] above and beyond my expectations after dealing with another company that [couldn't] seem to get anything right. I would recommend anyone I know or anyone reading this to work with both of them and Amerihome.

~ Julie C.

Trustpilot 5 Star Rating

Their communication & timely responses really helped me out

Working with AmeriHome Mortgage, specifically Kris & Marie, to go through my home refi was amazing overall. Their communication & timely responses really helped me out when I had any questions & they ensured to get me the very best numbers this crazy market can offer. I highly recommend this company & you should request Kris as your loan officer & Marie as your loan processor!

~ Tyler T.

All reviews are sourced from TrustPilot.

Your Future Is Now,
With A Personal Touch!

We have a team of experienced VA Home Loan Experts to answer any questions you might have and will guide you through the VA loan process.

Contact us today.

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Customer Support

  • Customer Service for existing accounts:
  • 888.469.0810
  • Mon-Fri 8am-5pm Pacific
  • Mortgage refinance application and status:
  • Thousand Oaks, CA 91362-3888
  • 844.272.5617
  • Address

  • AmeriHome Mortgage Company, LLC
  • NMLS ID 135776
  • Company Headquarters
  • 1 Baxter Way, Suite 300
  • Thousand Oaks, CA 91362-3888
  • AmeriHome Mortgage A Western Alliance Bank Company Logo In White


    Top Workplaces Award 2021
    Better Business Bureau Accredited Business A+ Rating
    Better Business Bureau Accredited Business A+ Rating
    Top Workplaces Award 2021

    *By refinancing, your total finance charge could be higher over the life of the loan.

    ©2022 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.