It’s so nice to have online shopping at our fingertips and to be able to kick up our feet, grab our phone, tablet, or computer, and browse hundreds of stores for our holiday shopping needs, all from the comfort of home. While perusing stores in your digital space, it’s a good idea to have a solid plan to get the most out of your virtual spending spree. Check out these 5 smart tips to save the holidays.
Plus, as a member of the AmeriHome family, you’re eligible for a Free Mortgage Checkup and savings through your AmeriWallet.* See how you can start saving today with a better home loan.** If you are in the market to buy a home, get a loan pre-approval so you can shop with confidence to get the home of your dreams.
5 Smart Online Shopping Tips:
|What To Buy
For efficient shopping, it’s a good idea to know what you’re looking for before you start the digital journey. Grab all of those holiday flyers that fill your mailbox, and ask those that you are shopping for to mark their favorite items with stickers or markers so they stand out, and you can add them to your list.
Take advantage of the holiday sales and get your carts filled early. This will help to ensure your gifts are delivered on time, giving you the ultimate pleasure of making smiling faces a joy to see during the holidays.
|Reduce Shipping Fees
A great smart hack is to purchase your items from as few retailers as possible to keep your delivery charges down. Nothing dulls the thrill more than overspending on shipping.
|Read The Reviews
If you’re not familiar with the company you are buying from or the product you are purchasing, it’s essential to read reviews. You’ll feel confident in knowing the merchant is in good standing and that you are getting a gift that meets up to the sale.
Unfortunately, there can be a lot of darkness on the web. Keep your holidays happy and running smoothly by keeping a close eye on your banking activity, only making purchases with secure Wi-Fi, and using a credit card instead of a debit card when buying online.
Looking for savings to help with your holiday spending? Let’s upgrade your mortgage and put money back in your wallet with a new Purchase or Refinance Loan.*
6 Money-Saving Tips To Start Today:
|Pay Off Your Loan Sooner
Switch to shorter loan terms to save on interest.**
|Lower Your Monthly Payment
Refinance with longer terms, so more money stays in your wallet.**
Cash-out to reduce high-interest credit card debt.
|Pay For Larger Expenses
Invest in your home with updates that will yield a higher return should you decide to sell in the future.
|Get Extra Savings
After you have financed a home with us once, save up to $1,000 on all your future refinances and new home purchase loans with your AmeriWallet Benefits.*
Imagine The Possibilities With Your Better Home Loan!
*As a member of the AmeriHome family, borrowers are part of the AmeriWallet Rewards program. If you completed a home loan with us once, you will qualify for $500 off lender fees and up to $500 credit toward out-of-pocket appraisal fees paid for all of your future refinances or home purchases done with AmeriHome, for any property you own. To qualify for this offer, you must have previously financed the purchase of a home or refinanced with AmeriHome. You have financed with AmeriHome when AmeriHome Mortgage Company, LLC appears on the previous Promissory Note for your loan, and you are listed as a borrower on the Note. Credits will be applied only if your loan closes with AmeriHome. This offer can not be combined with any other offers and is not applicable for FHA Streamline, or VA IRRRL Refinance transactions. Other restrictions may apply. Terms and conditions are subject to change. AmeriWallet Rewards program is subject to termination without notice.
**By refinancing, your total finance charge could be higher over the life of the loan.
¹Home buyers who utilize Newzip’s agent matching service will receive the cash reward in the form of credit at closing equal to 0.5% of the home sale price. In the event that the cash reward exceeds the concessions limit the customer will receive the reward in the form of a check within 30 days of their closing date. Home sellers who utilize Newzip’s agent matching service will save 1% in the form of a pre-negotiated agent listing fee. Obtaining a mortgage from AmeriHome is not required to utilize the Newzip cash rewards program. The cash rewards program is available in all 50 states for selling and 42 for buying. The following states do not allow cash rewards for home buyers: Alaska, Iowa, Kansas, Mississippi, Missouri, Oklahoma, Oregon, or Tennessee. Realeaux Inc. (dba Newzip) is a licensed real estate brokerage based in Massachusetts, License #423451.